Judge: PIP Does Not Preclude Accident Victims from Recovering Excess Medical Expenses

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Does Personal Injury Protection (PIP) limit a motorist’s right to sue for medical expenses to treat injuries suffered in a car crash? The answer lies in the interpretation of the no-fault insurance laws. If, after reading the following, you need a Hunterdon County lawyer to assist you with a similar situation, contact Ragland Law Firm located in Lebanon, N.J., which is in close proximity to Clinton and Flemington.
In a recently published decision, a Union County Superior Court judge ruled that people injured in an automobile accident may sue for medical expenses not covered by insurance regardless of the amount of PIP they carry. This decision contradicts an earlier ruling in which a Bergen County Superior Court judge concluded that those who choose to pay a lower premium for less protection give up their right to sue for excess expenses. (1)